:root {
  --sky: #5BB8D4;
  --sky-light: #A8D8EA;
  --sky-pale: #E8F6FB;
  --sky-deep: #2A8BAD;
  --white: #FFFFFF;
  --off-white: #F7FCFE;
  --text-dark: #1A2E35;
  --text-mid: #3D5A66;
  --text-light: #6A8FA0;
  --accent: #1E7EA1;
  --border: rgba(91,184,212,0.18);
  --shadow: 0 4px 32px rgba(42,139,173,0.10);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; background: var(--white); color: var(--text-dark); }

nav {
  background: rgba(255,255,255,0.97); border-bottom: 1px solid var(--border);
  padding: 0 5%; height: 70px; display: flex; align-items: center; justify-content: space-between;
  position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 20px rgba(91,184,212,0.08);
}
.nav-logo { display: flex; align-items: center; gap: 11px; text-decoration: none; }
.nav-logo img { height: 52px; width: auto; display: block; flex-shrink: 0; }
.nav-logo-text { font-family: 'Cormorant Garamond', serif; font-size: 1.45rem; font-weight: 600; color: var(--accent); line-height: 1.1; }
.nav-logo-text span { display: block; font-size: 0.68rem; font-family: 'DM Sans', sans-serif; font-weight: 400; color: var(--text-light); letter-spacing: 0.12em; text-transform: uppercase; }
.nav-back { font-size: 0.88rem; color: var(--accent); text-decoration: none; font-weight: 500; }
.nav-back:hover { text-decoration: underline; }

.page {
  max-width: 1080px;
  margin: 0 auto;
  padding: 56px 5% 80px;
}

.page-heading {
  font-family: 'DM Sans', sans-serif;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  color: #3a3a3a;
  letter-spacing: -0.02em;
  margin-bottom: 0.75rem;
}

.page-intro {
  font-size: 1rem;
  color: var(--text-mid);
  line-height: 1.7;
  max-width: 720px;
  margin-bottom: 0.7rem;
}

.page-note {
  font-size: 1rem;
  color: var(--accent);
  font-weight: 600;
  line-height: 1.6;
  max-width: 720px;
  margin-bottom: 3rem;
}

.group {
  margin-bottom: 3.2rem;
}

.group-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 0.4rem;
}

.group-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.85rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.35rem;
}

.group-sub {
  font-size: 0.92rem;
  color: var(--text-light);
  margin-bottom: 1.6rem;
  max-width: 640px;
  line-height: 1.6;
}

.ins-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem 1.25rem;
}

.ins-card {
  min-height: 148px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 1.4rem 1rem 1.15rem;
  background: var(--white);
}

.ins-card-logo {
  width: 100%;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.ins-card-logo img {
  max-width: 180px;
  max-height: 70px;
  width: auto;
  height: auto;
  object-fit: contain;
}

.ins-wordmark {
  font-size: 1.05rem;
  font-weight: 700;
  color: #2c3e50;
  letter-spacing: 0.01em;
  line-height: 1.25;
}
.ins-wordmark.small { font-size: 0.92rem; }
.ins-wordmark.partners { color: #003B71; }
.ins-wordmark.ambetter { color: #6B2D8B; font-size: 1.4rem; letter-spacing: 0.02em; }
.ins-wordmark.cch { color: #0B6E4F; }
.ins-wordmark.wellcare { color: #E87722; font-size: 1.4rem; }
.ins-wordmark.trpn { color: #1E4D78; }

.ins-card-name {
  margin-top: 0.65rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-mid);
  letter-spacing: 0.02em;
}

.ins-badge {
  display: inline-block;
  margin-top: 0.45rem;
  background: #FFF4E5;
  color: #9A5B00;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 4px 9px;
  border-radius: 50px;
}

.ins-card.pending {
  opacity: 0.92;
}

.coming-note {
  margin-top: 0.4rem;
  font-size: 0.95rem;
  color: var(--text-mid);
  font-style: italic;
}

.callout {
  margin-top: 1rem;
  background: var(--sky-pale);
  border: 1px solid var(--border);
  border-left: 4px solid var(--accent);
  border-radius: 16px;
  padding: 1.5rem 1.6rem;
}

.callout h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.55rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.4rem;
}

.callout p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.65;
}

.callout a {
  color: var(--accent);
  font-weight: 600;
  text-decoration: none;
}

.callout a:hover { text-decoration: underline; }

.cta-strip {
  background: linear-gradient(135deg, #1E7EA1, #5BB8D4);
  border-radius: 22px;
  padding: 2.2rem;
  text-align: center;
  color: white;
  margin-top: 2.4rem;
}
.cta-strip h2 { font-family: 'Cormorant Garamond', serif; font-size: 1.9rem; margin-bottom: 0.45rem; }
.cta-strip p { font-size: 0.95rem; opacity: 0.88; margin-bottom: 1.3rem; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; justify-content: center; }
.btn-white { background: white; color: var(--accent); padding: 13px 28px; border-radius: 50px; font-weight: 600; text-decoration: none; display: inline-block; transition: all 0.2s; }
.btn-white:hover { background: var(--sky-pale); transform: translateY(-2px); }
.btn-white-outline {
  background: transparent; color: white; padding: 12px 26px; border-radius: 50px; font-weight: 600;
  text-decoration: none; display: inline-block; border: 1.5px solid rgba(255,255,255,0.7); transition: all 0.2s;
}
.btn-white-outline:hover { background: rgba(255,255,255,0.12); transform: translateY(-2px); }

footer { background: var(--text-dark); color: rgba(255,255,255,0.5); text-align: center; padding: 2rem 5%; font-size: 0.83rem; line-height: 1.8; }
footer a { color: var(--sky-light); text-decoration: none; }

@media (max-width: 900px) {
  .ins-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 520px) {
  .page { padding-top: 36px; }
  .ins-grid { grid-template-columns: 1fr 1fr; gap: 0.8rem; }
  .ins-card { min-height: 120px; padding: 1rem 0.6rem; }
  .ins-card-logo { height: 56px; }
  .ins-card-logo img { max-width: 140px; max-height: 52px; }
}